Mortgage Foreclosure Defense

 

At James E Leano, PA, we understand the difficulties families go through when faced with the possibility of losing their homes due to foreclosure. Homeowners facing foreclosure might think their situation is hopeless, but it’s not.  In our law office it is our mission to defend and protect the rights of homeowners facing foreclosure. As Miami defense attorney, we are experts in every angle, detail and situation for a foreclosure case. Our law office proudly uses that knowledge and experience to empower homeowners and real estate investors. 

 

Choosing us to defend the foreclosure case allows the homeowner and their family time to collect themselves regardless of action being taken. Not having a proper representation in a foreclosure case, a summary judgment will be entered immediately. A summary judgment is a step towards the lender with a ultimate goal of taking possession of the home. Once the lender goes through these actions, the homeowner will soon be left without a home and owing the balance of the mortgage (deficiency) to the bank. 

 

 

Great foreclosure benefits: 

• Continue to live in your home during the foreclosure case 
• Continue to collect rent from investment properties during the foreclosure case 

• Avoid a deficiency judgement on an underwater property 
• Be on good terms with your bank 
• A good loan modification brings the balance to the market value of your home 
• You may get a meaningful loan modification offer that brings the principal balance on your loan down to the market value of your home. 

 

At James E. Leano, P.A. we launch a comprehensive plan to thoroughly investigate your foreclosure case plan. We look into evaluating and exposing weaknesses in the Lender’s case and defend the homeowner who were not properly represented. 

In the State of Florida, the danger is losing your home, getting hit with a judgment for the remaining balance, which can happen. Lenders may obtain a “deficiency judgment” for the balance remaining on the mortgage following the sale of the foreclosed home. With a dedicated Foreclosure Defense Attorney to your defense we can prevent having a deficiency judgement filed against you for the remainder of your mortgage balance. 

The Threat of foreclosure is something homeowners never want to face but, but through a proactive approach, an attorney can assist in assessing loan documents and addressing debt situations that could possibly keep a person in their home. Our experienced team has helped hundreds of homeowners beat foreclosure, reduce their mortgage payment and save their homes. We are ready to go to court to fight to stop your foreclosure.